How does Braid Work?

Start a Braid Pool

Start a Braid Pool

Create pools for all of your shared expenses and bill-splitting needs

Share the Pool Link to collect money

Share the Pool Link to collect money

Easily split bills by having everyone contribute to the pool from the Pool Link, no sign up required.

Spend from the pool

Spend from the pool

Pay for bills directly from the pool with the free digital debit card that comes with every pool or use the pool’s account and routing number

Braid is the best app to split bills between people

Use Braid Pools for Any Shared Expense 

Braid is a simple solution to split bills and avoid using multiple payments methods. Use it to split bills online, for utility bills, regular group dinners, etc. 

Pool Links make collecting money easy

Anyone can contribute with a debit or credit card, no sign up required. You can set the amount to be paid or let contributors pay their portion of the bill. 

Personalize your Pool Link

Add custom text and images to let contributors know what you’re collecting money for.

Split & Pay for Bills from One Money Pool 

Braid is an easy way to pool money and spend it. When people contribute funds towards a bill, the money stays in Braid, separate from your personal bank account.

Spend from your pool with a free debit card

Don’t worry about having to use multiple payment methods for one transaction. Just use the Braid debit card to spend pooled money.

Do you split bills with others regularly?

Invite your roommates, friends, or whoever you split bills with to track bill payments and pay for shared expenses. 

Braid is safe and secure

We use best-in-class security and compliance practices to keep your money safe and your personal data private.

All payment and personal information are encrypted end-to-end using SSL 256-bit encryption.

Get spending notifications from your pools, and freeze your debit card anytime in the app.

Frequently Asked Questions

What is Braid?
What is the difference between pool members and contributors?
How do I spend money from the pool?
Does Braid charge fees?