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How does Braid work?

Illustration of a person sharing a Braid Pool link with their group

Set up a pool

Share your pool link to collect contributions from anyone. They don't need a Braid account to contribute.

Illustration of people contributing to a Braid Pool

Collect and manage money together

Invite your friends to manage the money with you. And set rules like who can spend from the pool.

Illustration of people spending from a Braid Pool with a Braid Debit Card

Spend from the pool

Every pool comes with its own debit card. See transactions from everyone right in the app.

Easy contribution

Contributors can fund a pool without a Braid account. Just send them your pool link.

Free to use

No transaction fees. No overdraft fees. No transfer fees. Money between friends shouldn’t have fees.

A dedicated, safe place to pool

No need to use personal money for group expenses.

Automatic reminders

Schedule reminders so no one forgets to contribute. Get notified when money is added to the pool.

Your pool your rules

Set permissions for how you want to manage your pool. Decide who can spend, set spending limits and more.

Spend with the pool debit card

Use your pool debit card anywhere Mastercard is acccepted.

How are people using Braid?

Rent 🏠
Vacation Fund 🏖
Streaming 📺
Sports League 🏈
Allowance 💸
Gifts 🎁
Baby Showers 🍼
Swear Jar 🤭
Groceries 🍅
Community Garden 🌻
Holiday Party 🎉
Club Dues 👥
Date Night Fund ❤️
Emergency Fund 🚨
Band 🎸
Learning Pods 🎓
Medical Expenses 🏥
Memorials 💛
Investment Fund 📈
and more...

Braid is safe and secure

We use best-in-class security and compliance practices to keep your money safe and personal data private.

All payment and personal information is encrypted end-to-end using SSL 256-bit encryption.

Get spending notifications from your pools, and freeze your debit card anytime in the app.

Frequently Asked Questions

What is a Braid Pool?
How do Braid Pools work?
Does Braid charge fees?
How is Braid different from Venmo, Cash App, Zelle, PayPal, etc.?
Start your pool today