Cash Envelope Budgeting Money Pools
Use Braid Money Pools for cash envelope budgeting and significantly improve spending habits, savings goals, and how you feel about money. Start yours today for free!
How does Braid work?
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Start a Braid Pool
Create pools for “Groceries”, “Eating Out”, “Pet Care”, and more.
Add money to your pools
Contribute funds as often as you need and schedule recurring requests so you never forget
Spend directly from the pool
Keep your “cash envelopes” organized while spending by using the free Braid debit card that comes with every pool
Dedicated pools for your digital cash envelopes
Pool money for every cash envelope category
Set up Money Pools for your all your spending and saving categories, like groceries, gas, dining out, health and fitness, clothing, personal care, pet care, household goods, gifts, and more.
Spend from your pool with a free debit card
Use it wherever MasterCard is accepted. Add it to Apple Pay or Google Pay for contactless payment.
Invite your partner or housemate to manage the pool with you
They can manage or spend from the pool with you by downloading the Braid App and joining the pool. Available on iPhone and Android.
See transactions in real-time
Always know about contributions and spending with instant notifications.
Braid Pools are free to use
Set up as many pools as you need for your cash envelope budgeting. They're free.
Shalom Mascarinas | Braid Story
Learn how Shalom M. uses Braid for envelope-style budgeting.
Braid is Safe and Secure
We use best-in-class security and compliance practices to keep your money safe and your personal data private.
All payment and personal information are encrypted end-to-end using SSL 256-bit encryption.
Get spending notifications from your pools, and freeze your debit card anytime in the app.