How does Braid Work?

Start a Holiday Pool

Start a Holiday Pool

Use the pool to collect money for Christmas gifting

Fund your Pool

Fund your Pool

Add money in the app or have friends and family contribute with the Pool Link. No sign-up required

Gift the Holiday Pool

Gift the Holiday Pool

Text the Holiday Pool to recipients. They can spend Christmas money directly with the free debit card.

Holiday Pools are the ultimate Christmas gift card

All your Christmas gift card needs covered 

Create personalized Holiday Pools for anyone on your Christmas list. Transform each Holiday Pool into a thoughtful Christmas gift card to delight family and friends. They can spend money directly from the pool. Or, they can transfer funds to their bank account for free.

Pool Links make collecting money easy

Family or friends can contribute to the Holiday Pool with a debit or credit card. No sign-up required. You can set the amount to be paid or allow people to choose their gift amount.

Personalize your Pool Link

Add custom text and images to let contributors know what you’re collecting money for.

Holiday Pools do what you need them to 

Braid Holiday Pools are the ultimate Christmas gift card and the easiest way to pool money and gift it. Invite friends or family to pitch in and gift the Holiday Pool with you. Recipients can spend 100% of their Christmas money directly with the free Braid debit card.

See contributions as they happen

Get optional alerts whenever someone contributes to your pool.

Spend from your pool with a free debit card

Use it wherever MasterCard is accepted. Add it to Apple Pay or Google Pay for contactless payment.

Braid is safe and secure

We use best-in-class security and compliance practices to keep your money safe and your personal data private.

All payment and personal information are encrypted end-to-end using SSL 256-bit encryption.

Get spending notifications from your pools, and freeze your debit card anytime in the app.

Frequently Asked Questions

What is Braid?
How do recipients spend money from the Holiday Pool?
Does Braid charge fees?