How does Braid Work?

Start a Holiday Pool

Start a Holiday Pool

Use the pool to collect and gift Christmas money

Share your Pool Link to collect money

Share your Pool Link to collect money

Family and friends can contribute with the Pool Link. No sign-up required.

Gift the Holiday Pool

Gift the Holiday Pool

Text the Holiday Pool to send it to recipients. They can spend Christmas money directly with Braid's free debit card.

Holiday Pools are the easiest way to gift Christmas money

All your Christmas money needs covered

Start Holiday Pools for everyone on your Christmas list - even kids! Personalize each pool to make Christmas money feel more gift-worthy and thoughtful. After the holidays,  recipients can continue to use Holiday Pools for things like birthday money, babysitting money, saving, budgeting, and more!

Pool Links make collecting money easy

Family or friends can contribute to the Holiday Pool with a debit or credit card. No sign-up required. Everyone can choose their gift amount and give what they can.

Personalize your Pool Link

Add custom text and images to let contributors know what you’re collecting money for.

Braid Holiday Pools do what you need them to 

Braid is an easy way to pool money and gift it. You can invite friends or family to pitch in and gift the Holiday Pool with you. Recipients can spend 100% of their Christmas money directly from the pool with a free digital debit card.

See contributions as they happen

Get optional alerts whenever someone contributes to the pool.

Spend Holiday Pool money with a free debit card

Use it wherever MasterCard is accepted. Add it to Apple Pay or Google Pay for contactless payment.

Braid is Safe and Secure

We use best-in-class security and compliance practices to keep your money safe and your personal data private.

All payment and personal information are encrypted end-to-end using SSL 256-bit encryption.

Get spending notifications from your pools, and freeze your debit card anytime in the app.

Frequently Asked Questions

What is Braid?
How can recipients spend money from the pool?
Does Braid charge fees?