How does Braid Work?

Start a Braid Pool

Start a Braid Pool

Use the pool to save for your Christmas shopping budget

Contribute Christmas Money

Contribute Christmas Money

Stay on budget by adding the money that you plan to spend this year to the pool

Spend from the pool

Spend from the pool

Every Braid Pool comes with a free debit card. Use it to shop for Christmas gifts for family and friends!

Braid Pools are the easiest way to pool funds for holiday expenses

Your holiday budget needs covered

Use money pools to start saving for your holiday budget. Spend it on gifts for loved ones, a vacation somewhere tropical, and everything you need to make Christmas bright. 

Pool Links make collecting money easy

Buying gifts with a group? Anyone can contribute to the pool link with a debit card. 

Personalize your Pool Link

Add custom text and images to let contributors know what you’re collecting money for.

Braid Pools are a better way to save and spend for the holiday season

Braid is an easy way to pool money and spend it. You can invite others to manage and spend the money with you, like if splitting the cost of a gift together. 

See contributions as they happen

Get instant alerts whenever someone contributes to your pool.

Spend from your pool with a free debit card

Use it wherever MasterCard is accepted. Add it to Apple Pay or Google Pay for contactless payment.

How To Make (And Stick With!) A Holiday Budget

Learn everything you need to know about how to budget for Christmas and the holiday season with the help of Braid Money Pools.

Read the Post
How To Make (And Stick With!) A Holiday Budget

Braid is safe and secure

We use best-in-class security and compliance practices to keep your money safe and your personal data private.

All payment and personal information are encrypted end-to-end using SSL 256-bit encryption.

Get spending notifications from your pools, and freeze your debit card anytime in the app.

Frequently Asked Questions

What is Braid?
How do I spend money from the pool?
Does Braid charge fees?
How do I gift Christmas money from the pool?