How do Braid Pools work?

Start a Holiday Pool

Start a Holiday Pool

Use the pool to collect money for holiday group gifts

Share your Pool Link to collect money

Share your Pool Link to collect money

Friends and family contribute with the Pool Link. No sign-up required.

Spend from the pool

Spend from the pool

Every Holiday Pool comes with a free debit card. Use it to pay for group gifts.

A dedicated place to pool money for group Christmas gifts

Your holiday group gifting needs are covered

Start a free Holiday Pool to collect money for group gifts. Keep everyone’s contributions separate from your bank account. Purchase holiday group gifts directly from the pool. 

Pool Links make collecting money easy

Anyone can contribute to your Holiday Pool with a debit or credit card. No sign-up required. You can set the amount to be paid or let contributors pay what they can.

Personalize your Pool Link

Add custom text and images to let contributors know what you’re collecting money for.

Braid Pools do what you need them to

Braid is an easy way to pool, manage, and spend money for group Christmas gifts. Invite friends, family, coworkers, or community members to join your pool. Set permissions so they can manage pool funds and purchase group gifts with you.

See contributions as they happen

Get optional alerts whenever someone contributes to your pool.

Spend from your Holiday Pool with a free debit card

Use it wherever MasterCard is accepted. Add it to Apple Pay or Google Pay for contactless payment.

Braid is Safe and Secure

We use best-in-class security and compliance practices to keep your money safe and personal data private.

All payment and personal information is encrypted end-to-end using SSL 256-bit encryption.

Get spending notifications from your pools, and freeze your debit card anytime in the app.

Frequently Asked Questions

What is Braid?
How do I spend money from the pool?
How is Braid different from Venmo, Cash App, Zelle, PayPal, etc.?
Does Braid charge fees?