How does Braid Work?

Start a Braid Pool

Start a Braid Pool

Add money to a Braid Pool and get ready to make someone’s holiday

Contribute Money

Contribute Money

Anyone can contribute with the Pool Link, no sign up required. Send it to your co-gifters. 

Spend or Send from the pool

Spend or Send from the pool

Every Braid Holiday Pool comes with a free debit card. Your recipient can use it to make purchases in-store and online. Or they can instantly send it back to their bank account

Braid Holiday Pools are the best last-minute gifts, ever.

Your perfect last-minute holiday gift

Use Holiday Pools to gift cash to others this holiday season. Your giftee can spend it, without pressure or deadlines. 

Pool Links make collecting money easy

Gifting last-minute Holiday Pools with others? Anyone can contribute to the pool link with a debit card. 

Personalize your Pool Link

Add custom text and images to let contributors know what you’re collecting money for.

Braid Holiday Pools are the best way to give last-minute gifts

Gifting Holiday Pools also takes the pressure off the giver—you don’t have to worry about shipping delays, and you can personalize the money pool, so it feels more special than dollar bills. 

See contributions as they happen

Get instant alerts whenever someone contributes to your last-minute Holiday Pool.

Recipients can spend from your pool with a free debit card

Add it to Apple Pay or Google Pay for contactless payment.

Braid is safe and secure

We use best-in-class security and compliance practices to keep your money safe and your personal data private.

All payment and personal information are encrypted end-to-end using SSL 256-bit encryption.

Get spending notifications from your pools, and freeze your debit card anytime in the app.

Frequently Asked Questions

What is Braid?
How do I spend money from the pool?
Does Braid charge fees?