How does Braid Work?

Start a Braid Pool

Start a Braid Pool

Use the pool to kick off your savings challenge!

Contribute Savings

Contribute Savings

Add funds to the pool as frequently as you need. Set up Recurring Add $ to set up recurring monthly or weekly transfers. 

Spend or Send from the pool

Spend or Send from the pool

Use the Braid debit card when you’re ready to cash in on your savings efforts. Or use Instant Send to send your savings to your bank account in minutes.

Stack your Savings in Braid Pools

Seamlessly grow your savings in one space

Simply set up a Braid pool for your $5k in a year challenge, or create multiple pools for each of your savings milestones or goals.

  

Pool Links allow others to easily contribute to your savings

Anyone can contribute to your savings – no sign-up required! Share your link with family and friends who might want to help you reach your $5,000 in a year goal, in lieu of a birthday or holiday gift.

Personalize your Pool Link

Customize the text and images of your pool to let others know about your savings challenge.

Watch your savings Grow

Watch your savings grow, and incrementally build it up throughout the year.

See contributions as they happen

Surprise! Receive optional alerts whenever your scheduled recurring transfer is added to your $5k in a year challenge pool.

Spend from free debit card

Once you’ve hit your goal, you can use your free debit card to purchase what you’ve been saving towards. Easily add it to Apple Pay or Google Pay for contactless payment.

Braid is safe and secure

We use best-in-class security and compliance practices to keep your money safe and your personal data private.

All payments and personal information are encrypted end-to-end using SSL 256-bit encryption.

Get spending notifications from your pools, and freeze your debit card anytime in the app.

Frequently Asked Questions

What is Braid?
How do I spend pool funds?
Does Braid charge fees?